Proprietary Technology Platform

PATL

PATL is the underwriting infrastructure PivotPt Capital built to evaluate its own acquisitions — adversarial, actuals-based, and fast enough to run every deal that crosses our desk. It's also available as standalone software for select-service hotel investors and brokers.

Visit PATL →

patl.app/deals/courtyard-lake-nona

The PATL workspace: a 120-key hotel with levered IRR, equity multiple, DSCR and stabilized NOI above a five-year USALI operating statement.

The debt tab: the loan sized against LTV, DSCR and debt-yield tests, with the binding test named.

The stress tab: fifteen scenarios scored pass, warn or fail against coverage and equity.

The returns tab: exit value, selling costs, loan payoff, net equity, IRR and equity multiple.

Overview · the operating statement, five yearsDebt · three tests, and which one bindsStress · fifteen scenarios, each one scoredReturns · exit, payoff, IRR and multiple

What It Does

Actuals-Based Underwriting

Reconstructs NOI from property-level actuals instead of accepting broker pro formas at face value.

OM Ingestion

Reads offering memoranda directly and extracts financials with sourced, confidence-scored provenance on every field.

Full Lender Package

Operating statement, loan sizing, DSCR/LTV/debt yield, and levered/unlevered returns generated from one underwrite.

Stress Testing

Two-axis sensitivity grids across exit cap, rate, ADR, and occupancy — see how returns move before they move.

Built In-House, Battle-Tested on Our Own Deals

Every PivotPt Capital acquisition clears our three-gate filter underwritten inside PATL first. The same engine is now open to outside investors and brokers who want the same discipline applied to their own deals.

patl.app →